8 - Workable Social Health Insurance Systems in Sub-Saharan Africa: Insights from Four Countries
Afrique et développement,
Vol. 42 No 1 (2017): Afrique et développement: Numéro spécial sur la gouvernance de la santé en Afrique : état des lieux
Résumé
L’un des principaux obstacles à l’accès aux soins de santé dans la plupart des pays d’Afrique subsaharienne, ce sont les contraintes financières. En conséquence, les États africains se trouvent devant la nécessité de mettre en place des régimes d’assurance santé sociaux réalisables, comme cela se fait dans la plupart des pays développés. Le présent article évalue les caractéristiques particulières des pays d’Afrique subsaharienne qui peuvent avoir des incidences sur leur aptitude à renforcer les capacités et à gérer de manière efficace et durable les régimes d’assurance santé sociaux pour leurs populations. Ce faisant, il s’inspire des expériences des pays qui ont essayé différentes approches de l’assurance santé avec des résultats divers. Alors que le Ghana a enregistré quelques succès, que le Nigeria et le Rwanda ont réussi à incorporer leurs politiques dans un cadre juridique, l’Afrique du Sud ne s’est toujours pas complètement détachée des structures de santé de la période de l’Apartheid. En somme, la mise en œuvre se heurte à une multitude de défis dans ces pays, et il reste encore beaucoup à faire. Quels sont ces défis, et quelles mesures sont prises pour les relever ? Comment les autres pays africains peuvent-il tirer des leçons de leurs expériences ? En prenant quatre pays africains comme études de cas, le présent article cherche des réponses à ces questions. En particulier, il soutient que les pays d’Afrique subsaharienne doivent prendre en compte leurs environnements socioculturels, économiques et politiques en élaborant leurs propres stratégies d’assurance santé qui seront pragmatiques, socialement acceptables et économiquement viables, afin de satisfaire les besoins présents et futurs de leurs populations, au lieu d’une adoption malsaine du modèle occidental. En formulant des recommandations générales pour les pays eu égard aux défis et expériences communs, l’article souligne l’importance de la transparence dans la gouvernance des ressources, de la reddition de comptes incontestable et d’une plus grande volonté politique des gouvernements africains pour la faisabilité finale de leurs régimes d’assurance santé.
Ebenezer Olatunji Olugbenga, Department of Political Science, Ekiti State University, Nigeria. Email: olugbenga2010@gmail.com
Télécharger la référence bibliographique
Endnote/Zotero/Mendeley (RIS)BibTeX
- Agyepong, A.I. and Adjei, S., 2008, ‘Public Social Policy Development and Implementation: A Case Study of the Ghana National Health Insurance Scheme’, Health Policy and Planning 23:150-60.
- Apoya, P.M., 2011, ‘Achieving a Shared Goal: Free Universal Healthcare in Ghana’, Oxfam: Oxfam International, http://www.oxfam.org/cites/wwwoxfam.org/files/rr-achieving-shared-goal-healthcare-ghana-090311-en.pdf, accessed 7 May 2015.
- Arhin, A.A., 2013, ‘Promising Start, but Bleak Future? Progress of Ghana’s National Health Insurance Schemes towards Universal Health Coverage’, Developing Country Studies 3 (13): 151-9.
- Asaba, S., 2015, ‘Exploring Rwanda’s Health Insurance Scheme’, The New Times (Rwanda), 21 December.
- Olugbenga: Workable Social Health Insurance Systems in Sub-Saharan Africa 173
- Bardach, E., 1977, The Implementation Game, Cambridge MA: MIT Press.
- Blanchet, N.J., Fink, G. and Osei-Akoto, I., 2012, ‘The Effect of Ghana’s National Health Insurance Scheme on Health Care Utilization’, Ghana Medical Journal 46 (2): 76-84.
- Carapinha, J.L., Ross-Degnan, D., Desta, A.T. and Wagner, A.K., 2010, ‘Health Insurance Systems in Five Sub-Sahara African Countries: Medicine Benefits for Data and Decision Making’, Health Policy,
- doi:10.1016/i.healthpol.2010.11.009.
- Chan, M., 2012, ‘Best Days for Public Health are Ahead of Us, Says WHO Director- General’, Address to the 65th World Health Assembly: Geneva, Switzerland, http:// www.who.int/dg/speeches/2012/wha 20120521/en/, accessed 6 September 2015.
- Criel, B. 1998, District-Based Health Insurance in Sub-Saharan Africa: Part 2: Case Studies, Antwerp: Instituut voor Tropische Geneeskunde, Departement Volksgezondheid. Derthick, M., 1972, New Towns in Town: Why a Federal Programme Failed, Washington DC: Urban Institute.
- Dewey, J, 1927, The Public and its Problems, New York: Holt.
- Dhillon, R.S. 2011, ‘A Closer Look at the Role of Community-Based Health Insurance in Rwanda’s Success’, Global Health Check, Oxford: Oxfam International, http://www.
- globalhealthcheck.org/?p=324, accessed 5 September 2015.
- Drechsler, D. and Jutting, J., 2007, ‘Different Countries, Different Needs: The Role of Private Health Insurance in Developing Countries’, Journal of Health Politics, Policy and Law 32 (3): 497-534.
- Dye, T.R., 1976, What Governments Do, Why They Do it and What Difference It Makes,Tuscaloosa AL: University of Alabama Press.
- European Union (2010): ‘Health Care Systems in Sub-Saharan Africa and Global Health’, Report of the EU Committee on Development (A7-0245/2010), accessed on 5 September 2015.
- Ghana Ministry of Health/Ghana Health Service, 2004a, Standard Treatment Guidelines, Accra, Ghana: Ministry of Health.
- Ghana Ministry of Health, 2004b, National Insurance Policy Framework for Ghana Revised Edition, Accra: Ministry of Health.
- Heidenheimer, A., Bluhm, W.T., Peterson, S.A. and Kearney, E.N., 1990, The World of the Policy Analyst: Rationality, Values and Politics, Chartham NJ: Chartham House.
- Hogwood, B.W. and Gunn, L.A., 1984, Policy Analysis for the Real World, Oxford: Oxford University Press.
- Imurana, B.A., Haruna, R.K. and Kofi, A.N., 2014, ‘The Politics of Public Policy and Problems of Implementation in Africa: An Appraisal of Ghana’s National Health Insurance Scheme in Ga East District’, International Journal of Humanities and Social Science, 4: 196-207 (Special Issue, February).
- International Finance Corporation, 2011, Healthy Partnerships: How Governments Can Engage the Private Sector to Improve Health in Africa, Washington DC: World Bank.
- Kawabata, M., 2006, An Overview of the Debate on the African State, Japan: Afrasian Centre for Peace and Development Studies, Ryukoku University, Working Paper Series No. 15: 1-34.
- Africa Development, Volume XLII, No. 1, 2017
- Kaseje, D., 2006, ‘Health Care in Africa: Challenges, Opportunities and an Emerging Model for Improvement’, paper presented at the Woodrow Wilson International Centre for Scholars.
- Kayonga, C., 2007, ‘Towards Universal Health Coverage in Rwanda: Summary notes from Briefing by Caroline Kayonga’, Washington DC: The Brookings Institution.
- Kelly, M., 2007, ‘Foreword’, in Orme, J., Powell, J., Taylor, P. and Grey, M., eds, Public Health for the 21st Century: New Perspectives on Policy, Participation and Practice, 2nd ed., Berkshire (England): McGraw Hill and Open University Press.
- Kutzin, J., 1996, ‘Health Insurance for the Formal Sector in Africa: Yes, But…’, in Beattie, A., Doherty, J., Gilson, L., Lambo, E. and Slow, P., eds, Sustainable Healthcare Financing in Southern Africa: Papers from an EDI Health Policy Seminar held in Johannesburg, South Africa’, WBI Learning Resource Series: World Bank.
- Kutzin, J., 2013, ‘Health Financing for Universal Coverage and Health System Performance: Concepts and Implications for Policy’, Bulletin of the World Health Organization 91 (8) 602-11.
- Lagomarsino, G., Garabant, A., Adyas, A., Muga, R. and Otoo, N., ‘Moving towards Universal Health Coverage: Health Insurance Reforms in Nine Developing Countries in Africa and Asia’, The Lancet 380: 933-43.
- McCord, M. and Osinde, S., 2003, ‘Reducing Vulnerability: The Supply of Health Micro Insurance in East Africa’, Appleton: Micro Insurance Centre, LLC.
- Ministry of Health 2009, Pulling Together, Achieving More: Independent Review Health Sector
- Programme of Work 2008, Accra, Ghana: Ministry of Health.
- Ministry of Health, Republic of Rwanda, 2008, National Health Accounts: Rwanda 2006 with HIV/AIDS, Malaria and Reproductive Health Subaccounts, Kigali: Ministry of Health.
- Ministry of Health, Republic of Rwanda, 2010, Annual Report July 2009 – June 2010, Kigali: Ministry of Health.
- Nagel, S.S., 1990, ‘Conflicting Evaluations of Policy Studies’, in Lynn, N.B. and Wildavsky, A., eds, Public Administration, Chatham NJ: Chatham House.
- National Health Insurance Authority, 2011, National Health Insurance Scheme Annual Report, Accra: National Health Insurance Authority.
- National Institute of Statistics of Rwanda, 2006, Rwanda Demographic and Health Survey, 2005, Calverton MA: NISR and ORC Macro.
- National Institute of Statistics of Rwanda, 2011, Rwanda Demographic and Health Survey 2010: Preliminary Report, Kigali: NISR and ICF Macro.
- Olugbenga, E.O., 2013, ‘Public Policy as Dividends of Democracy: An Appraisal of the ‘Abiye’ Safe Motherhood Programme in Ondo State, Nigeria’, Developing Country Studies 3 (8): 150-8.
- Olugbenga, E.O., 2014, ‘The Political Economy of Pharmaceutical Healthcare in Third World Countries: A Case Study of Malaria in Sub-Saharan Africa’, Projournal of Humanities and Social Science (PHSS) 2(9): 23-45.
- Orme, J., Powell, J., Taylor, P. and Grey, M., 2007, ‘Mapping Public Health’, in Orme, J., Powell, J., Taylor, P. and Grey, M., eds, Public Health for the 21st Century: New Perspectives on Policy, Participation and Practice, 2nd ed., Berkshire (England): McGraw Hill and Open University Press.
- Olugbenga: Workable Social Health Insurance Systems in Sub-Saharan Africa 175
- Parsons, W., 1995, Public Policy: An Introduction to the Theory and Practice of Policy Analysis,Cheltenham (UK): Edward Elgar Publishing.
- Physicians for a National Health Programme, 2010, International Health Systems,
- http:// www.euro.who.int/document/e85400.pdf.
- Pressman, J. and Wildavsky, A., 1973, Implementation, Berkeley CA: University of California Press.
- Salako, L., 2007, Health Research for Improved Health Care in Nigeria: Matters Arising, Lagos: UNILAG Press.
- Saleh, K., 2012, A Health Sector in Transition to Universal Coverage in Ghana, Washington DC: World Bank.
- Seddoh, A., Adjei, S. and Nazzar, A., 2012, Ghana’s National Health Insurance Scheme: Views on Progress, Observations and Commentary, Accra: Centre for Health and Social Sciences.
- Spaan, E., Mathijssen, J., Tromp, N., McBain, F., ten Have, A. and Balthussen, R., 2012, ‘The Impact of Health Insurance in Africa and Asia: A Systematic Review’, Bulletin of the World Health Organization 90 (9): 685-92.
- Spreeuwers, A.M. and Dinant, G.J., 2012, ‘Success and Failure in Social Health Insurance in Sub-Saharan Africa: What Lessons can be Learnt?’, Global Medicine, Official Magazine of IFMSA-NL.
- Valrie, J., 2004, ‘South Africa’ in International Health Systems: Snapshots of health Systems in 16 Countries, Physicians for a National Health Programme, http://www.euro.who. int/document/e85400.pdf.
- Witter, S., Arhinful, D., Kusi, S. and Zakariah–Akoto, S., 2007, ‘The Experience of Ghana in Implementing a User-Fee Exemption Policy to Provide Free Delivery Care’, Reproductive Health Matters 15: 61-71.
- World Health Organization (WHO), 1948, Constitution, Geneva: WHO.
- World Health Organization (WHO), 2007, Everybody’s Business-Strengthening Health Systems to Improve
- Health Outcomes: WHO’s Framework for Action, Geneva: WHO. World Health Organization (WHO), 2008, TheWorld Health Report 2008: Primary Health Care (Now More Than Ever), Geneva: WHO.
- World Health Organization (WHO), 2011, ‘National Health Accounts: Country Health Information’, Geneva: WHO.
Les références
Agyepong, A.I. and Adjei, S., 2008, ‘Public Social Policy Development and Implementation: A Case Study of the Ghana National Health Insurance Scheme’, Health Policy and Planning 23:150-60.
Apoya, P.M., 2011, ‘Achieving a Shared Goal: Free Universal Healthcare in Ghana’, Oxfam: Oxfam International, http://www.oxfam.org/cites/wwwoxfam.org/files/rr-achieving-shared-goal-healthcare-ghana-090311-en.pdf, accessed 7 May 2015.
Arhin, A.A., 2013, ‘Promising Start, but Bleak Future? Progress of Ghana’s National Health Insurance Schemes towards Universal Health Coverage’, Developing Country Studies 3 (13): 151-9.
Asaba, S., 2015, ‘Exploring Rwanda’s Health Insurance Scheme’, The New Times (Rwanda), 21 December.
Olugbenga: Workable Social Health Insurance Systems in Sub-Saharan Africa 173
Bardach, E., 1977, The Implementation Game, Cambridge MA: MIT Press.
Blanchet, N.J., Fink, G. and Osei-Akoto, I., 2012, ‘The Effect of Ghana’s National Health Insurance Scheme on Health Care Utilization’, Ghana Medical Journal 46 (2): 76-84.
Carapinha, J.L., Ross-Degnan, D., Desta, A.T. and Wagner, A.K., 2010, ‘Health Insurance Systems in Five Sub-Sahara African Countries: Medicine Benefits for Data and Decision Making’, Health Policy,
doi:10.1016/i.healthpol.2010.11.009.
Chan, M., 2012, ‘Best Days for Public Health are Ahead of Us, Says WHO Director- General’, Address to the 65th World Health Assembly: Geneva, Switzerland, http:// www.who.int/dg/speeches/2012/wha 20120521/en/, accessed 6 September 2015.
Criel, B. 1998, District-Based Health Insurance in Sub-Saharan Africa: Part 2: Case Studies, Antwerp: Instituut voor Tropische Geneeskunde, Departement Volksgezondheid. Derthick, M., 1972, New Towns in Town: Why a Federal Programme Failed, Washington DC: Urban Institute.
Dewey, J, 1927, The Public and its Problems, New York: Holt.
Dhillon, R.S. 2011, ‘A Closer Look at the Role of Community-Based Health Insurance in Rwanda’s Success’, Global Health Check, Oxford: Oxfam International, http://www.
globalhealthcheck.org/?p=324, accessed 5 September 2015.
Drechsler, D. and Jutting, J., 2007, ‘Different Countries, Different Needs: The Role of Private Health Insurance in Developing Countries’, Journal of Health Politics, Policy and Law 32 (3): 497-534.
Dye, T.R., 1976, What Governments Do, Why They Do it and What Difference It Makes,Tuscaloosa AL: University of Alabama Press.
European Union (2010): ‘Health Care Systems in Sub-Saharan Africa and Global Health’, Report of the EU Committee on Development (A7-0245/2010), accessed on 5 September 2015.
Ghana Ministry of Health/Ghana Health Service, 2004a, Standard Treatment Guidelines, Accra, Ghana: Ministry of Health.
Ghana Ministry of Health, 2004b, National Insurance Policy Framework for Ghana Revised Edition, Accra: Ministry of Health.
Heidenheimer, A., Bluhm, W.T., Peterson, S.A. and Kearney, E.N., 1990, The World of the Policy Analyst: Rationality, Values and Politics, Chartham NJ: Chartham House.
Hogwood, B.W. and Gunn, L.A., 1984, Policy Analysis for the Real World, Oxford: Oxford University Press.
Imurana, B.A., Haruna, R.K. and Kofi, A.N., 2014, ‘The Politics of Public Policy and Problems of Implementation in Africa: An Appraisal of Ghana’s National Health Insurance Scheme in Ga East District’, International Journal of Humanities and Social Science, 4: 196-207 (Special Issue, February).
International Finance Corporation, 2011, Healthy Partnerships: How Governments Can Engage the Private Sector to Improve Health in Africa, Washington DC: World Bank.
Kawabata, M., 2006, An Overview of the Debate on the African State, Japan: Afrasian Centre for Peace and Development Studies, Ryukoku University, Working Paper Series No. 15: 1-34.
Africa Development, Volume XLII, No. 1, 2017
Kaseje, D., 2006, ‘Health Care in Africa: Challenges, Opportunities and an Emerging Model for Improvement’, paper presented at the Woodrow Wilson International Centre for Scholars.
Kayonga, C., 2007, ‘Towards Universal Health Coverage in Rwanda: Summary notes from Briefing by Caroline Kayonga’, Washington DC: The Brookings Institution.
Kelly, M., 2007, ‘Foreword’, in Orme, J., Powell, J., Taylor, P. and Grey, M., eds, Public Health for the 21st Century: New Perspectives on Policy, Participation and Practice, 2nd ed., Berkshire (England): McGraw Hill and Open University Press.
Kutzin, J., 1996, ‘Health Insurance for the Formal Sector in Africa: Yes, But…’, in Beattie, A., Doherty, J., Gilson, L., Lambo, E. and Slow, P., eds, Sustainable Healthcare Financing in Southern Africa: Papers from an EDI Health Policy Seminar held in Johannesburg, South Africa’, WBI Learning Resource Series: World Bank.
Kutzin, J., 2013, ‘Health Financing for Universal Coverage and Health System Performance: Concepts and Implications for Policy’, Bulletin of the World Health Organization 91 (8) 602-11.
Lagomarsino, G., Garabant, A., Adyas, A., Muga, R. and Otoo, N., ‘Moving towards Universal Health Coverage: Health Insurance Reforms in Nine Developing Countries in Africa and Asia’, The Lancet 380: 933-43.
McCord, M. and Osinde, S., 2003, ‘Reducing Vulnerability: The Supply of Health Micro Insurance in East Africa’, Appleton: Micro Insurance Centre, LLC.
Ministry of Health 2009, Pulling Together, Achieving More: Independent Review Health Sector
Programme of Work 2008, Accra, Ghana: Ministry of Health.
Ministry of Health, Republic of Rwanda, 2008, National Health Accounts: Rwanda 2006 with HIV/AIDS, Malaria and Reproductive Health Subaccounts, Kigali: Ministry of Health.
Ministry of Health, Republic of Rwanda, 2010, Annual Report July 2009 – June 2010, Kigali: Ministry of Health.
Nagel, S.S., 1990, ‘Conflicting Evaluations of Policy Studies’, in Lynn, N.B. and Wildavsky, A., eds, Public Administration, Chatham NJ: Chatham House.
National Health Insurance Authority, 2011, National Health Insurance Scheme Annual Report, Accra: National Health Insurance Authority.
National Institute of Statistics of Rwanda, 2006, Rwanda Demographic and Health Survey, 2005, Calverton MA: NISR and ORC Macro.
National Institute of Statistics of Rwanda, 2011, Rwanda Demographic and Health Survey 2010: Preliminary Report, Kigali: NISR and ICF Macro.
Olugbenga, E.O., 2013, ‘Public Policy as Dividends of Democracy: An Appraisal of the ‘Abiye’ Safe Motherhood Programme in Ondo State, Nigeria’, Developing Country Studies 3 (8): 150-8.
Olugbenga, E.O., 2014, ‘The Political Economy of Pharmaceutical Healthcare in Third World Countries: A Case Study of Malaria in Sub-Saharan Africa’, Projournal of Humanities and Social Science (PHSS) 2(9): 23-45.
Orme, J., Powell, J., Taylor, P. and Grey, M., 2007, ‘Mapping Public Health’, in Orme, J., Powell, J., Taylor, P. and Grey, M., eds, Public Health for the 21st Century: New Perspectives on Policy, Participation and Practice, 2nd ed., Berkshire (England): McGraw Hill and Open University Press.
Olugbenga: Workable Social Health Insurance Systems in Sub-Saharan Africa 175
Parsons, W., 1995, Public Policy: An Introduction to the Theory and Practice of Policy Analysis,Cheltenham (UK): Edward Elgar Publishing.
Physicians for a National Health Programme, 2010, International Health Systems,
http:// www.euro.who.int/document/e85400.pdf.
Pressman, J. and Wildavsky, A., 1973, Implementation, Berkeley CA: University of California Press.
Salako, L., 2007, Health Research for Improved Health Care in Nigeria: Matters Arising, Lagos: UNILAG Press.
Saleh, K., 2012, A Health Sector in Transition to Universal Coverage in Ghana, Washington DC: World Bank.
Seddoh, A., Adjei, S. and Nazzar, A., 2012, Ghana’s National Health Insurance Scheme: Views on Progress, Observations and Commentary, Accra: Centre for Health and Social Sciences.
Spaan, E., Mathijssen, J., Tromp, N., McBain, F., ten Have, A. and Balthussen, R., 2012, ‘The Impact of Health Insurance in Africa and Asia: A Systematic Review’, Bulletin of the World Health Organization 90 (9): 685-92.
Spreeuwers, A.M. and Dinant, G.J., 2012, ‘Success and Failure in Social Health Insurance in Sub-Saharan Africa: What Lessons can be Learnt?’, Global Medicine, Official Magazine of IFMSA-NL.
Valrie, J., 2004, ‘South Africa’ in International Health Systems: Snapshots of health Systems in 16 Countries, Physicians for a National Health Programme, http://www.euro.who. int/document/e85400.pdf.
Witter, S., Arhinful, D., Kusi, S. and Zakariah–Akoto, S., 2007, ‘The Experience of Ghana in Implementing a User-Fee Exemption Policy to Provide Free Delivery Care’, Reproductive Health Matters 15: 61-71.
World Health Organization (WHO), 1948, Constitution, Geneva: WHO.
World Health Organization (WHO), 2007, Everybody’s Business-Strengthening Health Systems to Improve
Health Outcomes: WHO’s Framework for Action, Geneva: WHO. World Health Organization (WHO), 2008, TheWorld Health Report 2008: Primary Health Care (Now More Than Ever), Geneva: WHO.
World Health Organization (WHO), 2011, ‘National Health Accounts: Country Health Information’, Geneva: WHO.